Terms & Conditions

• Email address
• Mailing address
• Telephone number
• Password
• Date of birth

• you are not of legal age to form a binding contract with ABBOTS; or
• you are a person barred from receiving the Services under the laws of Australia or other countries including the country in which you are resident or from which you use the Services.
• you are a person who is not a financial professional.

• you will use the Services only for purposes that are permitted by:
• you have the sole responsibility for protecting the confidentiality of your password and/or email address. Use of your password by any other person may result in the immediate cancellation of the Services;
• any use of your registration information by any other person, or third parties, is strictly prohibited. You agree to immediately notify ABBOTS of any unauthorised use of your password or email address or any breach of security of which you have become aware;
• access and use of the Website is limited, non-transferable and allows for the sole use of the Website by you for the purposes of ABBOTS providing the Services;
• you will not use the Services or the Website in connection with any commercial endeavors except those that are specifically endorsed or approved by the management of ABBOTS;
• you will not use the Services or Website for any illegal and/or unauthorised use which includes collecting email addresses of Members by electronic or other means for the purpose of sending unsolicited email or unauthorised framing of or linking to the Website;
• you agree that commercial advertisements, affiliate links, and other forms of solicitation may be removed from the Website without notice and may result in termination of the Services. Appropriate legal action will be taken by ABBOTS for any illegal or unauthorised use of the Website; and
• you acknowledge and agree that any automated use of the Website or its Services is prohibited.

• Electronic funds transfer('EFT') into our nominated bank account
• Credit Card Payment ('Credit Card')
• Cash ('Cash')
• Cheque ('Cheque')

• use the Website pursuant to the Terms;
• copy and store the Website and the material contained in the Website in your device's cache memory; and
• print pages from the Website for your own personal and non-commercial use.

• business name, trading name, domain name, trade mark, industrial design, patent, registered design or copyright, or
• a right to use or exploit a business name, trading name, domain name, trade mark or industrial design, or
• a thing, system or process that is the subject of a patent, registered design or copyright (or an adaptation or modification of such a thing, system or process),

• all terms, guarantees, warranties, representations or conditions which are not expressly stated in the Terms are excluded; and
• ABBOTS will not be liable for any special, indirect or consequential loss or damage (unless such loss or damage is reasonably foreseeable resulting from our failure to meet an applicable Consumer Guarantee), loss of profit or opportunity, or damage to goodwill arising out of or in connection with the Services or these Terms (including as a result of not being able to use the Services or the late supply of the Services), whether at common law, under contract, tort (including negligence), in equity, pursuant to statute or otherwise.

• failure of performance, error, omission, interruption, deletion, defect, failure to correct defects, delay in operation or transmission, computer virus or other harmful component, loss of data, communication line failure, unlawful third party conduct, or theft, destruction, alteration or unauthorised access to records;
• the accuracy, suitability or currency of any information on the Website, the Services, or any of its Services related products (including third party material and advertisements on the Website);
• costs incurred as a result of you using the Website, the Services or any of the products of ABBOTS; and
• the Services or operation in respect to links which are provided for your convenience.
• ABBOTS does not warrant (express, implied or statutory) nor maintain the speed of data transmission along with your ability to access our Services. We do not guarantee and have no liability for the absence of continuous, uninterrupted access to our services as they may be disrupted by factors out of our control.

• providing ABBOTS with 14 days' notice of your intention to terminate; and
• Clearing all outstanding monies owed.

• you have breached any provision of the Terms or intend to breach any provision;
• ABBOTS is required to do so by law;
• If you try use our Services without having paid all relevant fees.
• the provision of the Services to you by ABBOTS is, in the opinion of ABBOTS, no longer commercially viable.

• all actions, suits, claims, demands, liabilities, costs, expenses, loss and damage (including legal fees on a full indemnity basis) incurred, suffered or arising out of or in connection with Your Content;
• any direct or indirect consequences of you accessing, using or transacting on the Website or attempts to do so; and/or
• any breach of the Terms.

If a dispute arises out of or relates to the Terms, either party may not commence any Tribunal or Court proceedings in relation to the dispute, unless the following clauses have been complied with (except where urgent interlocutory relief is sought).

A party to the Terms claiming a dispute ('Dispute') has arisen under the Terms, must give written notice to the other party detailing the nature of the dispute, the desired outcome and the action required to settle the Dispute.

On receipt of that notice ('Notice') by that other party, the parties to the Terms ('Parties') must:

• Within 21 days of the Notice endeavour in good faith to resolve the Dispute expeditiously by negotiation or such other means upon which they may mutually agree;
• If for any reason whatsoever, 14 days after the date of the Notice, the Dispute has not been resolved, the Parties must either agree upon selection of a mediator or request that an appropriate mediator be appointed by the President of the Victorian law society or his or her nominee;
• The Parties are equally liable for the fees and reasonable expenses of a mediator and the cost of the venue of the mediation and without limiting the foregoing undertake to pay any amounts requested by the mediator as a pre-condition to the mediation commencing. The Parties must each pay their own costs associated with the mediation;
• The mediation will be held in Victoria, Australia.

All communications concerning negotiations made by the Parties arising out of and in connection with this dispute resolution clause are confidential and to the extent possible, must be treated as "without prejudice" negotiations for the purpose of applicable laws of evidence.

If ...... have elapsed after the start of a mediation of the Dispute and the Dispute has not been resolved, either Party may ask the mediator to terminate the mediation and the mediator must do so.